Emergency Nurse Practitioner (ENP) Practice Test

What gives workers the right to continue group health benefits under specific conditions?

1. NG911 system

2. DECR app

3. LTE network

4. COBRA

The correct answer is: COBRA

COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, provides individuals and their families the right to continue group health insurance coverage under certain circumstances when they would otherwise lose their health benefits. This law is particularly relevant in situations such as job loss, reduction in hours of work, transitions between jobs, divorce, or death of a covered employee. Under COBRA, beneficiaries can maintain their group health coverage for a limited time (typically 18 to 36 months), depending on the qualifying event. The main purpose of COBRA is to ensure that individuals do not lose access to vital health care services during periods of instability or transition in their life. This is why COBRA is the correct answer regarding the conditions under which workers can continue group health benefits. Other options, such as the NG911 system, DECR app, or LTE network, do not pertain to health benefits and are different concepts altogether. The NG911 system relates to emergency services, the DECR app is not a recognized standard in health benefits, and the LTE network pertains to telecommunications technology.